NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Victoria A Cameron, a single person Mortgagee: Equity Mortgage, LLC, a Colorado LLC Dated: August 10, 2004 Recorded: August 17, 2004 Hubbard County Recorder Document No. A000301562 Assigned To: Option One Mortgage Corporation Dated: January 31, 2006 Recorded: July 21, 2006 Hubbard County Recorder Document No. A000318216 Assigned To: Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2004-3, Asset-Backed Certificates, Series 2004-3 Dated: January 13, 2020 Recorded: January 15, 2020 Hubbard County Recorder Document No. A000406994 Transaction Agent: N/A Transaction Agent Mortgage Identification Number: N/A Lender or Broker: Equity Mortgage, LLC, a Colorado LLC Residential Mortgage Servicer: PHH Mortgage Corporation Mortgage Originator: Equity Mortgage, LLC, a Colorado LLC LEGAL DESCRIPTION OF PROPERTY: Three Hundred feet (300’) by Three Hundred feet (300’) in the Southeast corner of the Southwest Quarter (SW l/4), Section Twenty-six (26), Township One Hundred Forty (140), Range Thirty-two (32) This is Abstract Property. TAX PARCEL NO.: 28.26.00400 ADDRESS OF PROPERTY: 32380 170TH ST Akeley, MN 56433 COUNTY IN WHICH PROPERTY IS LOCATED: Hubbard ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $28,708.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 4, 2022, 10:00 AM PLACE OF SALE: Sheriff’s Office Front Lobby, 301 Court Avenue, Park Rapids, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 1 Year from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is August 4, 2023 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 9, 2022 Wells Fargo Bank, National Association, as Trustee for Option One Mortgage Loan Trust 2004-3, Asset-Backed Certificates, Series 2004-3, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: Wells Fargo Bank, National Association, as Trustee for Option One Mortgage Loan Trust 2004-3, Asset-Backed Certificates, Series 2004-3, Assignee of Mortgagee 101 Fifth Street East, Suite 2626 St. Paul, MN 55101 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN10045 (June 18 & 25; July 2, 9, 16 & 23, 2022) 73479