NACCO INDUSTRIES INC Administration’s Dialogue and Evaluation of Monetary Situation and Outcomes of Operations (Quantities in 1000’s, besides as famous and per share information) (kind 10-Q)

Management’s Discussion and Analysis of Financial Condition and Results of

Operations contains forward-looking statements within the meaning of the Private

Securities Litigation Reform Act of 1995. These statements are based upon

management’s current expectations and are subject to various uncertainties and

changes in circumstances. Important factors that could cause actual results to

differ materially from those described in these forward-looking statements are

set forth below under the heading “Forward-Looking Statements.”

Management’s Discussion and Analysis of Financial Condition and Results of

Operations include NACCO Industries, Inc.® (“NACCO”) and its wholly owned

subsidiaries (collectively, the “Company”). NACCO brings natural resources to

life by delivering aggregates, minerals, reliable fuels and environmental

solutions through its robust portfolio of NACCO Natural Resources businesses.

The Company operates under three business segments: Coal Mining, North American

Mining (“NAMining”) and Minerals Management. The Coal Mining segment operates

surface coal mines for power generation companies. The NAMining segment is a

trusted mining partner for producers of aggregates, coal, lithium and other

industrial minerals. The Minerals Management segment, which includes the

Catapult Mineral Partners (“Catapult”) business, acquires and promotes the

development of mineral interests. Mitigation Resources of North America®

(“Mitigation Resources”) provides stream and wetland mitigation solutions.

The Company has items not directly attributable to a reportable segment that are

not included as part of the measurement of segment operating profit, which

primarily includes administrative costs related to public company reporting

requirements at the parent company and the financial results of Mitigation

Resources and Bellaire Corporation (“Bellaire”). Bellaire manages the Company’s

long-term liabilities related to former Eastern U.S. underground mining

activities.

Effective January 1, 2022, the Company changed the composition of its reportable

segments. As a result, the Company retrospectively changed its computation of

segment operating profit to reclassify the results of Caddo Creek Resources

Company, LLC (“Caddo Creek”) and Demery Resources Company, LLC (“Demery”) from

the Coal Mining segment into the NAMining segment as these operations provide

mining solutions for producers of industrial minerals, rather than for power

generation. The Coal Mining segment now includes only mines that deliver coal

for power generation. This segment reporting change has no impact on

consolidated operating results. All prior period segment information has been

reclassified to conform to the new presentation.

All financial statement line items below operating profit (other income,

including interest expense and interest income, the provision for income taxes

and net income) are presented and discussed within this Form 10-Q on a

consolidated basis.

The Company’s operating segments are further described below:

Coal Mining Segment

The Coal Mining segment, operating as The North American Coal Corporation®

(“NACoal”), operates surface coal mines under long-term contracts with power

generation companies pursuant to a service-based business model. Lignite coal is

surface mined in North Dakota, Texas and Mississippi. Each mine is fully

integrated with its customer’s operations and is the exclusive supplier of coal

to its customers’ facilities.

During the three months ended March 31, 2022, the Coal Mining segment’s

operating coal mines were: The Coteau Properties Company (“Coteau”), Coyote

Creek Mining Company, LLC (“Coyote Creek”), The Falkirk Mining Company

(“Falkirk”), Mississippi Lignite Mining Company (“MLMC”) and The Sabine Mining

Company (“Sabine”). Each of these mines deliver their coal production to

adjacent power plants or synfuels plants under long-term supply contracts.

MLMC’s coal supply contract contains a take or pay provision; all other coal

supply contracts are requirements contracts under which earnings can fluctuate.

Certain coal supply contracts can be terminated early, which would result in a

reduction to future earnings.

During the three months ended March 31, 2021, the Coal Mining segment’s

operating coal mines also included Bisti Fuels Company, LLC (“Bisti”). Effective

September 30, 2021, the contract mining agreement between Bisti and its

customer, Navajo Transitional Energy Company (“NTEC”), was terminated.

Coteau operates the Freedom Mine in North Dakota. All coal production from the

Freedom Mine is delivered to Basin Electric Power Cooperative (“Basin

Electric”). Basin Electric utilizes the coal at the Great Plains Synfuels Plant

(the “Synfuels Plant”), Antelope Valley Station and Leland Olds Station. The

Synfuels Plant is a coal gasification plant, owned by Dakota Gasification

Company (“Dakota Gas’), a subsidiary of Basin Electric, that manufactures

synthetic natural gas and produces fertilizers,

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solvents, phenol, carbon dioxide, and other chemical products for sale. During

2020, Basin Electric informed Coteau that it is considering changes that may

result in modifications to its Synfuels Plant that could potentially reduce or

eliminate coal requirements at the Synfuels Plant. During 2021, Bakken Energy

(“Bakken”) and Basin Electric signed a non-binding term sheet to transfer

ownership of the assets of Dakota Gas to Bakken. Bakken stated the closing date

is expected to be April 1, 2023. The closing is subject to the satisfaction of

specified conditions. As part of the term sheet between Basin Electric and

Bakken, Basin Electric indicated that the Synfuels Plant will continue existing

operations through 2026. Basin Electric is also considering other options for

the Synfuels Plant if the transaction with Bakken does not close. Basin Electric

indicated that if it decides to proceed with any changes that could reduce or

eliminate the use of coal, the feedstock change is not expected to occur before

2027.

Falkirk operates the Falkirk Mine in North Dakota. Falkirk is the sole supplier

of lignite coal to the Coal Creek Station power plant pursuant to a contract

under which Falkirk also supplies approximately 0.3 million tons of lignite coal

per year to Spiritwood Station power plant. Coal Creek Station and Spiritwood

Station are owned by Great River Energy (“GRE”). In 2020, GRE announced its

intent to sell or retire Coal Creek Station and modify Spiritwood Station to be

fueled by natural gas. During 2021, GRE entered into an agreement to sell Coal

Creek Station and the adjacent high-voltage direct current transmission line to

Bismarck, North Dakota-based Rainbow Energy Center, LLC (“Rainbow Energy”) and

its affiliates. On May 2, 2022, GRE completed the sale of the Coal Creek Station

power plant and the adjacent high-voltage direct current transmission line to

Rainbow Energy. See Note 9 for further discussion of the transactions.

Sabine operates the Sabine Mine in Texas. All production from Sabine is

delivered to Southwestern Electric Power Company’s (“SWEPCO”) Henry W. Pirkey

Plant (the “Pirkey Plant”). SWEPCO is an American Electric Power (“AEP”)

company. AEP intends to retire the Pirkey Plant in 2023. Sabine expects

deliveries to cease during the first quarter of 2023 at which time it expects to

begin final reclamation. Funding for mine reclamation is the responsibility of

SWEPCO.

At Coteau, Coyote Creek, Falkirk and Sabine, the Company is paid a management

fee per ton of coal or heating unit (MMBtu) delivered. Each contract specifies

the indices and mechanics by which fees change over time, generally in line with

broad measures of U.S. inflation. The customers are responsible for funding all

mine operating costs, including final mine reclamation, and directly or

indirectly provide all of the capital required to build and operate the mine.

This contract structure eliminates exposure to spot coal market price

fluctuations while providing income and cash flow with minimal capital

investment. Other than at Coyote Creek, debt financing provided by or supported

by the customers is without recourse to NACCO and NACoal. See Note 6 for further

discussion of Coyote Creek’s guarantees.

Coteau, Coyote Creek, Falkirk and Sabine each meet the definition of a VIE. In

each case, NACCO is not the primary beneficiary of the VIE as it does not

exercise financial control; therefore, NACCO does not consolidate the results of

these operations within its financial statements. Instead, these contracts are

accounted for as equity method investments. The income before income taxes

associated with these VIEs is reported as Earnings of unconsolidated operations

on the Unaudited Condensed Consolidated Statements of Operations and the

Company’s investment is reported on the line Investments in unconsolidated

subsidiaries in the Unaudited Condensed Consolidated Balance Sheets. The mines

that meet the definition of a VIE are referred to collectively as the

“Unconsolidated Subsidiaries.” For tax purposes, the Unconsolidated Subsidiaries

are included within the NACCO consolidated U.S. tax return; therefore, the

income tax expense line on the Unaudited Condensed Consolidated Statements of

Operations includes income taxes related to these entities. See Note 6 for

further information on the Unconsolidated Subsidiaries.

The Company performs contemporaneous reclamation activities at each mine in the

normal course of operations. Under all of the Unconsolidated Subsidiaries’

contracts, the customer has the obligation to fund final mine reclamation

activities. Under certain contracts, the Unconsolidated Subsidiary holds the

mine permit and is therefore responsible for final mine reclamation activities.

To the extent the Unconsolidated Subsidiary performs such final reclamation, it

is compensated for providing those services in addition to receiving

reimbursement from customers for costs incurred.

The MLMC contract is the only operating coal contract in which the Company is

responsible for all operating costs, capital requirements and final mine

reclamation; therefore, MLMC is consolidated within NACCO’s financial

statements. MLMC sells coal to its customer at a contractually agreed-upon price

which adjusts monthly, primarily based on changes in the level of established

indices which reflect general U.S. inflation rates. Profitability at MLMC is

affected by customer demand for coal and changes in the indices that determine

sales price and actual costs incurred. As diesel fuel is heavily weighted among

the indices used to determine the coal sales price, fluctuations in diesel fuel

prices can result in significant fluctuations in earnings at MLMC.

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MLMC delivers coal to the Red Hills Power Plant in Ackerman, Mississippi. The

Red Hills Power Plant supplies electricity to the Tennessee Valley Authority

(“TVA”) under a long-term Power Purchase Agreement. MLMC’s contract with its

customer runs through 2032. TVA’s power portfolio includes coal, nuclear,

hydroelectric, natural gas and renewables. The decision of which power plants to

dispatch is determined by TVA. Reduction in dispatch of the Red Hills Power

Plant will result in reduced earnings at MLMC.

NAMining Segment

The NAMining segment provides value-added contract mining and other services for

producers of industrial minerals. The segment is a primary platform for the

Company’s growth and diversification of mining activities outside of the thermal

coal industry. NAMining provides contract mining services for independently

owned mines and quarries, creating value for its customers by performing the

mining aspects of its customers’ operations. This allows customers to focus on

their areas of expertise: materials handling and processing, product sales and

distribution. NAMining historically operated primarily at limestone quarries in

Florida, but is focused on expanding outside of Florida, mining materials other

than limestone and expanding the scope of mining operations provided to its

customers.

NAMining utilizes both fixed price and management fee contract structures.

Certain of the entities within the NAMining segment are VIEs and are accounted

for under the equity method as Unconsolidated Subsidiaries. See Note 6 for

further discussion.

Minerals Management Segment

The Minerals Management segment derives income primarily by leasing its royalty

and mineral interests to third-party exploration and production companies, and,

to a lesser extent, other mining companies, granting them the rights to explore,

develop, mine, produce, market and sell gas, oil, and coal in exchange for

royalty payments based on the lessees’ sales of those minerals.

During 2021 and 2020, the Minerals Management segment acquired mineral

interests, primarily in the Eagle Ford and Permian Basins in Texas. During the

first quarter of 2022, the Minerals Management segment had capital expenditures

of $0.8 million, primarily for mineral interests in the New Mexico portion of

the Permian Basin. The Minerals Management segment intends to make future

acquisitions of mineral and royalty interests that meet the Company’s

acquisition criteria as part of its growth strategy.

The Company’s legacy royalty and mineral interests are located in Ohio (Utica

and Marcellus shale natural gas), Louisiana (Haynesville shale and Cotton Valley

formation natural gas), Texas (Cotton Valley and Austin Chalk formation natural

gas), Mississippi (coal), Pennsylvania (coal, coalbed methane and Marcellus

shale natural gas), Alabama (coal, coalbed methane and natural gas) and North

Dakota (coal, oil and natural gas). The majority of the Company’s legacy

reserves were acquired as part of its historical coal mining operations.

The Minerals Management segment owns royalty interests, mineral interests,

nonparticipating royalty interests, and overriding royalty interests. The

Company may own more than one type of mineral and royalty interest in the same

tract of land. For example, where the Company owns an overriding royalty

interest in a lease on the same tract of land in which it owns a mineral

interest, the overriding royalty interest in that tract will relate to the same

gross acres as the mineral interest in that tract.

The Minerals Management segment will benefit from the continued development of

its mineral properties without the need for investment of additional capital

once mineral and royalty interests have been acquired. The Minerals Management

segment does not have any investments under which it would be required to bear

the cost of exploration, production or development.

As an owner of royalty and mineral interests, the Company’s access to

information concerning activity and operations of its royalty and mineral

interests is limited. The Company does not have information that would be

available to a company with oil and natural gas operations because detailed

information is not generally available to owners of royalty and mineral

interests.

CRITICAL ACCOUNTING POLICIES AND ESTIMATES

Refer to the discussion of the Company’s Critical Accounting Policies and

Estimates as disclosed on pages 45 through 46 in the Company’s Annual Report on

Form 10-K for the year ended December 31, 2021. The Company’s Critical

Accounting Policies and Estimates have not materially changed since December 31,

2021.

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CONSOLIDATED FINANCIAL SUMMARY

The results of operations for NACCO were as follows for the three months ended

March 31:

2022 2021

Revenues:

Coal Mining $ 20,962 $ 21,942

NAMining 21,404 17,939

Minerals Management 12,754 5,500

Unallocated Items 192 143

Eliminations (289) (419)

Total revenue $ 55,023 $

45,105

Operating profit (loss):

Coal Mining $ 7,352 $ 8,157

NAMining 1,271 657

Minerals Management 11,628 4,235

Unallocated Items (5,439) (4,773)

Eliminations 132 54

Total operating profit 14,944

8,330

Interest expense 513 356

Interest income (145) (120)

Closed mine obligations 380 383

Gain on equity securities (518) (823)

Other, net (230) (130)

Other expense (income), net –

(334)

Income before income tax provision (benefit) 14,944 8,664

Income tax provision (benefit) 2,362

(297)

Net income $ 12,582 $

8,961

Effective income tax rate 15.8 %

(3.4) %

The components of the change in revenues and operating profit are discussed

below in “Segment Results.”

First Quarter of 2022 Compared with First Quarter of 2021

Other expense (income), net

Gain on equity securities represents changes in the market price of invested

assets reported at fair value. The change in the first three months of 2022

compared with the 2021 period was due to fluctuations in the market prices of

the underlying assets. See Note 5 to the Unaudited Condensed Consolidated

Financial Statements for further discussion of equity securities.

Income Taxes

The Company recorded income tax expense of $2.4 million on income before income

tax of $14.9 million, or 15.8%, for the first quarter of 2022 compared with an

income tax benefit of $0.3 million on income before income tax of $8.7 million,

or (3.4%) for the first quarter of 2021. The Company evaluates and updates its

estimated annual effective income tax rate on a quarterly basis based on current

and forecasted operating results and tax laws. Consequently, based upon the mix

and timing of actual earnings compared to projections of earnings between

entities that benefit from percentage depletion and those that do not, the

effective tax rate may vary quarterly. Changes in the estimated annual effective

tax rate result in a cumulative adjustment. The effective income tax rate for

2022 reflects the impact of a higher forecast of full-year pre-tax income in

2022 compared with the prior year.

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The enactment of tax reform legislation could adversely impact the Company’s

financial position and results of operations. Legislation or other changes in

U.S. tax law could increase the Company’s tax liability and adversely affect its

after-tax profitability. The Biden administration has proposed to increase the

U.S. corporate income tax rate to 28% from 21% and eliminate certain U.S.

federal income tax benefits currently available to coal mining and oil and gas

exploration and development companies. Such proposed changes could have a

significant impact on the Company’s effective income tax rate, cash tax expenses

and deferred taxes in future periods.

LIQUIDITY AND CAPITAL RESOURCES OF NACCO

Cash Flows

The following tables detail NACCO’s changes in cash flow for the three months

ended March 31:

2022 2021 Change

Operating activities:

Net cash used for operating activities $ (1,070)

$ (910) $ (160)

Investing activities:

Expenditures for property, plant and equipment and

acquisition of mineral interests

(4,649) (4,876) 227

Other 120 29 91

Net cash used for investing activities (4,529) (4,847) 318

Cash flow before financing activities $ (5,599)

$ (5,757) $ 158

The $0.2 million change in net cash used for operating activities was primarily

due to net unfavorable changes in non-current assets and working capital, almost

entirely offset by an increase in earnings.

2022 2021 Change

Financing activities:

Net borrowings (reductions) to long-term debt and revolving

credit agreement $ 2,659 $ (2,187) $ 4,846

Cash dividends paid (1,445) (1,374) (71)

Net cash provided by (used for) financing activities $ 1,214

$ (3,561) $ 4,775

The change in net cash provided by (used for) financing activities was primarily

due to borrowings during the first three months of 2022 compared with repayments

during the first three months of 2021.

Financing Activities

Financing arrangements are obtained and maintained at the NACoal level. NACoal

has a secured revolving line of credit of up to $150.0 million (the “NACoal

Facility”) that expires in November 2025. Borrowings outstanding under the

NACoal Facility were $6.0 million at March 31, 2022. At March 31, 2022, the

excess availability under the NACoal Facility was $113.9 million, which reflects

a reduction for outstanding letters of credit of $30.1 million.

NACCO has not guaranteed any borrowings of NACoal. The borrowing agreements at

NACoal allow for the payment to NACCO of dividends and advances under certain

circumstances. Dividends (to the extent permitted by NACoal’s borrowing

agreement) and management fees are the primary sources of cash for NACCO and

enable the Company to pay dividends to stockholders.

The NACoal Facility has performance-based pricing, which sets interest rates

based upon NACoal achieving various levels of debt to EBITDA ratios, as defined

in the NACoal Facility. Borrowings bear interest at a floating rate plus a

margin based on the level of debt to EBITDA ratio achieved. The applicable

margins, effective March 31, 2022, for base rate and LIBOR loans were 1.25% and

2.25%, respectively. The NACoal Facility has a commitment fee which is based

upon achieving various levels of debt to EBITDA ratios. The commitment fee was

0.35% on the unused commitment at March 31, 2022. During the three months ended

March 31, 2022, the average borrowing under the NACoal Facility was $5.6 million

and the weighted-average annual interest rate was 2.6%.

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The NACoal Facility contains restrictive covenants, which require, among other

things, NACoal to maintain a maximum net debt to EBITDA ratio of 2.75 to 1.00

and an interest coverage ratio of not less than 4.00 to 1.00. The NACoal

Facility provides the ability to make loans, dividends and advances to NACCO,

with some restrictions based on maintaining a maximum debt to

EBITDA ratio of 1.50 to 1.00, or if greater than 1.50 to 1.00, a Fixed Charge

Coverage Ratio of 1.10 to 1.00, in conjunction with maintaining unused

availability thresholds of borrowing capacity, as defined in the NACoal

Facility, of $15.0 million. At March 31, 2022, NACoal was in compliance with all

financial covenants in the NACoal Facility.

The obligations under the NACoal Facility are guaranteed by certain of NACoal’s

direct and indirect, existing and future

domestic subsidiaries, and is secured by certain assets of NACoal and the

guarantors, subject to customary exceptions and

limitations.

The Company believes funds available from cash on hand, the NACoal Facility and

operating cash flows will provide sufficient liquidity to meet its operating

needs and commitments arising during the next twelve months and until the

expiration of the NACoal Facility in November 2025.

Expenditures for property, plant and equipment and mineral interests

Expenditures for property, plant and equipment and mineral interests were $4.6

million during the first three months of 2022. Planned expenditures for the

remainder of 2022 are expected to be approximately $19 million in the Coal

Mining segment, $26 million in the NAMining segment, $9 million in the Minerals

Management segment and $8 million at Mitigation Resources.

In the Coal Mining segment, elevated levels of expected capital expenditures

through 2022 are primarily related to spending at MLMC as it develops a new mine

area. In the NAMining segment, expected capital expenditures through 2022 are

primarily for the acquisition, relocation and refurbishment of draglines as well

as the acquisition of other mining equipment to support the expansion of

contract mining services beyond NAMining’s historical dragline-oriented model,

including the acquisition of equipment to support the Thacker Pass lithium

project.

Expenditures are expected to be funded from internally generated funds and/or

bank borrowings.

Capital Structure

NACCO’s consolidated capital structure is presented below:

MARCH 31 DECEMBER 31

2022 2021 Change

Cash and cash equivalents $ 81,620 $ 86,005 $ (4,385)

Other net tangible assets 299,281 276,733 22,548

Intangible assets, net 30,927 31,774 (847)

Net assets 411,828 394,512 17,316

Total debt (25,538) (20,710) (4,828)

Bellaire closed mine obligations (21,796) (21,686) (110)

Total equity $ 364,494 $ 352,116 $ 12,378

Debt to total capitalization 7% 6% 1%

The increase in other net tangible assets at March 31, 2022 compared with

December 31, 2021 was primarily due to:

•An increase in Prepaid insurance due to timing;

•A decrease in Accrued payroll for payments made during the first quarter of

2022 under incentive compensation plans; and

•An increase in Property, plant and equipment.

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Contractual Obligations, Contingent Liabilities and Commitments

Since December 31, 2021, there have been no significant changes in the total

amount of NACCO’s contractual obligations, contingent liabilities or commercial

commitments, or the timing of cash flows in accordance with those obligations as

reported on pages 50 through 51 in the Company’s Annual Report on Form 10-K for

the year ended December 31, 2021. See Note 6 to the Unaudited Condensed

Consolidated Financial Statements for a discussion of certain guarantees related

to Coyote Creek.

SEGMENT RESULTS

COAL MINING SEGMENT

FINANCIAL REVIEW

Tons of coal delivered by the Coal Mining segment were as follows for the three

months ended March 31:

2022 2021

Unconsolidated operations 6,317 7,510

Consolidated operations 732 835

Total tons delivered 7,049 8,345

The results of operations for the Coal Mining segment were as follows for the

three months ended March 31:

2022 2021

Revenues $ 20,962 $ 21,942

Cost of sales 18,850 20,090

Gross profit 2,112 1,852

Earnings of unconsolidated operations(a) 13,326 14,162

Selling, general and administrative expenses 7,239 6,914

Amortization of intangible assets 847

982

Gain on sale of assets – (39)

Operating profit $ 7,352 $ 8,157

(a) See Note 6 to the Unaudited Condensed Consolidated Financial Statements for

a discussion of the Company’s unconsolidated subsidiaries, including summarized

financial information.

Revenues decreased 4.5% in the first quarter of 2022 compared with the first

quarter of 2021 primarily due to a reduction in tons delivered at MLMC that was

only partially offset by an increase in the per ton sales price at MLMC.

The following table identifies the components of change in operating profit for

the first quarter of 2022 compared with the first quarter of 2021:

Operating Profit

2021 $ 8,157

Increase (decrease) from:

Earnings of unconsolidated operations (836)

Selling, general and administrative expenses (325)

Gain on sale of assets (39)

Gross profit 260

Amortization of intangibles 135

2022 $ 7,352

Operating profit decreased $0.8 million in the first quarter of 2022 compared

with the first quarter of 2021 primarily due to a decrease in earnings of

unconsolidated operations and an increase in selling, general and administrative

expenses, partially offset by an increase in gross profit.

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The decrease in earnings of unconsolidated operations was primarily due to the

Bisti contract termination as of September 30, 2021, the reduction in fees

earned at Liberty Fuels Company, LLC as the scope of final reclamation

activities declined and a decrease in customer demand at Sabine. These decreases

were partially offset by contractual price escalation at Coteau.

The increase in selling, general and administrative expenses was primarily due

to higher professional service expenses partially offset by a decrease in

employee-related costs.

Gross profit increased in the first quarter of 2022 compared with the first

quarter of 2021 as the 2022 period included a refund of certain costs associated

with the termination of the Camino Real Fuels, LLC contract mining agreement.

NORTH AMERICAN MINING (“NAMining”) SEGMENT

FINANCIAL REVIEW

Tons delivered by the NAMining segment were as follows for the three months

ended March 31:

2022 2021

Total tons delivered 13,962 12,675

The results of operations for the NAMining segment were as follows for the three

months ended March 31:

2022 2021

Total revenues $ 21,404 $ 17,939

Reimbursable costs 12,016

12,500

Revenues excluding reimbursable costs $ 9,388 $ 5,439

Total revenues $ 21,404 $ 17,939

Cost of sales 19,650 16,977

Gross profit 1,754 962

Earnings of unconsolidated operations(a) 1,266 1,180

Selling, general and administrative expenses 1,754 1,487

Gain on sale of assets (5) (2)

Operating profit $ 1,271 $ 657

(a) See Note 6 to the Unaudited Condensed Consolidated Financial Statements for

a discussion of the Company’s unconsolidated subsidiaries, including summarized

financial information.

Total revenues increased 19.3% in the first quarter of 2022 compared with the

first quarter of 2021 primarily due to an increase in customer demand and tons

delivered as well as an increase in revenue related to reclamation at Caddo

Creek.

The following table identifies the components of change in operating profit for

the first quarter of 2022 compared with the first quarter of 2021:

Operating Profit

2021 $ 657

Increase (decrease) from:

Gross profit 792

Earnings of unconsolidated operations 86

Gain on sale of assets 3

Selling, general and administrative expenses (267)

2022 $ 1,271

Operating profit increased $0.6 million in the first quarter of 2022 compared

with the first quarter of 2021 primarily due to an increase in gross profit,

partially offset by an increase in selling, general and administrative expenses.

The increase in gross profit was primarily attributable to the earnings

associated with the reclamation contract at Caddo Creek, partially offset by a

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decrease in gross profit from the active operations primarily due to an increase

in employee-related costs. The increase in selling, general and administrative

expenses was mainly due to higher employee-related costs.

MINERALS MANAGEMENT SEGMENT

FINANCIAL REVIEW

The results of operations for the Minerals Management segment were as follows

for the three months ended March 31:

2022 2021

Revenues $ 12,754 $ 5,500

Cost of sales 748 687

Gross profit 12,006 4,813

Selling, general and administrative expenses 509 578

Gain on sale of assets (131) –

Operating profit $ 11,628 $ 4,235

Revenues and operating profit increased significantly in the first quarter of

2022 compared with the first quarter of 2021 primarily due to favorable changes

in natural gas and oil prices, as well as $2.1 million of settlement income

recognized during the first quarter of 2022. The settlement relates to the

Company’s ownership interest in certain mineral rights.

During the first quarter of 2022, the oil and natural gas industry experienced

continued improvement in commodity prices compared to the first quarter of 2021,

primarily due to:

•Higher demand as the impact from COVID-19 abates;

•Changes in domestic supply and demand dynamics as well as increased discipline

around production and capital investments by oil and gas companies; and

•Instability and constraints on global supply, particularly with respect to

instability in Russia and Ukraine.

Oil and natural gas prices have been historically volatile and may continue to

be volatile in the future. The table below demonstrates such volatility with the

average price as reported by the United States Energy Information Administration

for the three months ended March 31:

2022 2021

West Texas Intermediate Average Crude Oil Price $ 94.45 $ 57.79

Henry Hub Average Natural Gas Price $ 4.66 $ 3.56

UNALLOCATED ITEMS AND ELIMINATIONS

FINANCIAL REVIEW

Unallocated Items and Eliminations were as follows for the three months ended

March 31:

2022 2021

Operating loss $ (5,307) $ (4,719)

The operating loss increased $0.6 million in the first quarter of 2022 compared

with the first quarter of 2021 primarily due to higher employee-related costs

and business development activities.

NACCO Industries, Inc. Outlook

Coal Mining Outlook – 2022

On May 2, 2022, GRE completed the sale of the Coal Creek Station power plant and

the adjacent high-voltage direct current transmission line to Rainbow Energy and

its affiliates. As a result of the sale, the existing agreements between GRE and

Falkirk terminated and GRE paid the Company $14.0 million, transferred ownership

of an office building and conveyed membership units in Midwest AgEnergy to

NACCO. The new CSA between Falkirk and Rainbow Energy became effective on May 1,

2022. Falkirk will continue supplying all coal requirements of Coal Creek

Station and will be paid a management fee per ton of coal delivered for

operating the mine. Rainbow Energy is responsible for funding all mine operating

costs and directly or indirectly

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providing all of the capital required to operate the mine. The CSA specifies

that Falkirk will perform final mine reclamation, which will be funded in its

entirety by Rainbow Energy. The initial production period is expected to run ten

years from the effective date of the CSA, but the CSA may be extended or

terminated early under certain circumstances.

Coal Mining operating profit in 2022 is expected to decrease significantly

compared with 2021, both including and excluding the contract termination fees.

The expected reduction in operating profit is primarily the result of reduced

earnings at both consolidated and unconsolidated Coal Mining operations as well

as an anticipated increase in operating expenses. The increase in operating

expenses is primarily due to expected higher outside services and professional

fees.

Results at the consolidated mining operations are expected to decrease

significantly in 2022 from 2021 primarily due to expected substantially lower

earnings at MLMC driven by an anticipated reduction in customer demand,

predominantly in the second half of 2022, from higher than average levels in

2021. Lower customer demand, expected cost inflation in 2022 on diesel fuel,

repairs and supplies, and higher depreciation expense related to recent capital

expenditures to develop a new mine area are expected to contribute to an

increase in the cost per ton in 2022. In general, cost per ton delivered is

lowest when the power plant requires a consistently high level of coal

deliveries, primarily because costs are spread over more tons.

The reduction in earnings at the unconsolidated Coal Mining operations is

expected to be driven by the termination of the Bisti contract as of September

30, 2021 and lower earnings at Falkirk, primarily in the second half of 2022

compared with the second half of 2021. Falkirk has agreed to a reduction in the

current per ton management fee from May 1, 2022 through May 31, 2024. After May

31, 2024, Falkirk’s per ton management fee increases to a higher base in line

with current fee levels, and thereafter adjusts annually according to an index

which tracks a broad measure of U.S. inflation.

Segment EBITDA, which excludes the termination payments of $10.3 million from

Bisti’s customer in 2021 and the $14 million contract termination fee from GRE

in 2022, is expected to decrease significantly in 2022 from 2021 primarily as a

result of the forecasted reduction in operating profit partially offset by an

increase in depreciation, depletion and amortization expense. The increase in

depreciation, depletion and amortization expense is primarily due to higher

capital expenditures at MLMC as a result of the development of a new mine area.

Capital expenditures are expected to be approximately $21 million in 2022. The

elevated levels of capital expenditures from 2019 through 2022 relate to the

necessary development of a new mine area at MLMC, which will allow continued

coal deliveries through the end of the contract. The increase in capital

expenditures associated with mine development will result in higher depreciation

expense in future periods that will unfavorably affect future operating profit.

Capital expenditures for MLMC are expected to decline significantly beginning in

2023.

The Company’s contract structure at each of its coal mining operations

eliminates exposure to spot coal market price fluctuations. However,

fluctuations in natural gas prices and the availability of renewable power

generation, particularly wind, can contribute to changes in power plant dispatch

and customer demand for coal. Sustained higher natural gas prices could continue

to result in increased demand for coal. Changes to expectations for customer

power plant dispatch could affect the Company’s outlook for 2022 and over the

longer term.

The owner of the power plant served by the Company’s Sabine Mine in Texas

intends to retire the power plant in the first quarter of 2023, at which time

Sabine expects to begin final reclamation. Funding for mine reclamation is the

responsibility of the customer. Coteau operates the Freedom Mine in North

Dakota. All coal production from the Freedom Mine is delivered to Basin

Electric. Basin Electric utilizes the coal at the Great Plains Synfuels Plant,

Antelope Valley Station and Leland Olds Station. The Synfuels Plant is a coal

gasification plant owned by Dakota Gas that manufactures synthetic natural gas

and produces fertilizers, solvents, phenol, carbon dioxide and other chemical

products for sale. In August 2021, Basin Electric announced that it signed a

non-binding term sheet which contemplates the sale of the assets of Dakota Gas.

The closing is subject to the satisfaction of specified conditions. As part of

the announcement, Basin Electric indicated that the Synfuels Plant will continue

existing operations through 2026. Basin Electric is also considering other

options for the Synfuels Plant if the transaction with the potential buyer does

not close.

NAMining Outlook

In 2022, NAMining expects full-year operating profit to increase over 2021,

primarily in the fourth quarter of 2022, due to an expected increase in customer

requirements and contributions from contracts executed during 2021. Segment

EBITDA for 2022 is expected to increase significantly compared with the prior

year as a result of the improvement in operating profit and an increase in

depreciation expense.

During 2021, NAMining expanded its footprint, including into new geographies, by

entering into new contract mining services agreements at quarries in Florida,

Indiana, Texas and Arkansas. During the first quarter of 2022, NAMining agreed

to

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commission a new dragline at an existing quarry in Florida to secure a contract

extension through 2027. This dragline will supplement an existing dragline at

this operation, resulting in an expected increase in deliveries and income over

the next five years at the quarry. NAMining continues to have a substantial

pipeline of potential new projects and is pursuing a number of growth

initiatives that, if successful, would be accretive to future earnings.

In 2019, NAMining’s subsidiary, Sawtooth Mining, LLC, entered into a mining

services agreement to serve as the exclusive contract miner for the Thacker Pass

lithium project in northern Nevada, owned by Lithium Nevada Corp., a subsidiary

of Lithium Americas Corp. (TSX: LAC) (NYSE: LAC). Lithium Americas owns the

lithium reserves at Thacker Pass and will be responsible for the processing and

sale of the lithium produced. In April 2022, Lithium Americas provided an update

on the Thacker Pass project, which noted that all key state-level permits had

been issued for Thacker Pass and early-works construction, which includes site

access and preparation, is expected to commence in 2022. At maturity, this

management fee contract is expected to deliver fee income similar to a mid-sized

management fee coal mine.

In 2022, capital expenditures are expected to be approximately $28 million

primarily for the acquisition, relocation and refurbishment of draglines, as

well as the acquisition of other mining equipment to support the continued

expansion of contract-mining services, including the acquisition of equipment to

support the Thacker Pass lithium project. The cost of mining equipment related

to Thacker Pass will be reimbursed by the customer over a seven-year period from

the equipment acquisition date.

Minerals Management Outlook

The Minerals Management segment derives income from royalty-based leases under

which lessees make payments to the Company based on their sale of natural gas,

oil, natural gas liquids and coal, extracted primarily by third parties.

Operating profit and Segment EBITDA in 2022 are expected to increase

significantly over 2021 primarily driven by current expectations for natural gas

and oil prices for the remainder of 2022, partly offset by an anticipated

reduction in production. As a result of substantially higher oil and natural gas

prices in the first half of 2022 compared with the respective prior year period,

the Company expects a significant increase in operating profit in the first half

of 2022. This increase is anticipated to be partly offset by a modest decrease

in the second half of 2022 as increases in oil and gas prices are expected to

moderate and as a result of the absence of $3.3 million of settlement income

recognized in the third quarter of 2021.

Commodity prices are inherently volatile and as an owner of royalty and mineral

interests, the Company’s access to information concerning activity and

operations with respect to its interests is limited. The Company’s expectations

are based on the best information currently available and could vary positively

or negatively as a result of adjustments made by operators and/or changes to

commodity prices.

In the first quarter of 2022, Minerals Management completed a small acquisition

of mineral interests in the New Mexico portion of the Permian basin for $0.7

million. Minerals Management is targeting additional investments in mineral and

royalty interests of approximately $9 million in the remainder of 2022. These

investments are expected to be accretive, but each investment’s contribution to

earnings is dependent on the details of that investment, including the size and

type of interests acquired and the stage and timing of mineral development. The

contribution of each investment could also vary due to commodity price changes.

These acquired interests are expected to align with the Company’s strategy of

selectively acquiring mineral and royalty interests with a balance of near-term

cash-flow yields and long-term growth potential, in high-quality reservoirs

offering diversification from the Company’s legacy mineral interests.

Consolidated 2022 Outlook

Overall for the 2022 full year, excluding the settlements associated with the

GRE/Rainbow Energy transaction and the Bisti termination fee recognized in 2021,

NACCO expects consolidated operating profit, net income and Consolidated EBITDA

to decrease from 2021. Lower operating profit in the Coal Mining segment is

expected to be partially offset by an anticipated significant increase in

earnings at the Minerals Management segment and higher operating profit at

NAMining. In addition, the Company recognized $3.4 million of gains associated

with equity securities in 2021 that are not expected to recur. The effective

income tax rate, including the settlements associated with the GRE/Rainbow

Energy transaction is expected to be between 14% and 16%.

The Company will recognize the value of the North Dakota office building and the

membership units in Midwest AgEnergy received as part of the settlement with GRE

as a component of other income.

Consolidated capital expenditures are expected to be approximately $67 million

in 2022 and include approximately $8 million for expenditures at Mitigation

Resources. In 2022, cash flow before financing activities is expected to be

significantly lower than in 2021 as a result of the anticipated capital

expenditures.

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Growth and Diversification

The Company is pursuing growth and diversification by strategically leveraging

its core mining and natural resources management skills to build a strong

portfolio of affiliated businesses. Management continues to be optimistic about

the long-term outlook for growth in the NAMining and Minerals Management

segments and in the Company’s Mitigation Resources business. Each of these

businesses continues to expand its pipeline of potential new projects with

opportunities for growth and diversification.

NAMining is pursuing growth and diversification by expanding the scope of its

business development activities to include potential customers who require a

broad range of minerals and materials and by leveraging the Company’s core

mining skills to expand the range of contract mining services it provides.

NAMining continues to pursue additional opportunities to provide comprehensive

mining services to operate entire mines, as it expects to do at the new lithium

project in Nevada. The goal is to build NAMining into a leading provider of

contract mining services for customers that produce a wide variety of minerals

and materials. The Company believes NAMining can grow to be a substantial

contributor to operating profit, delivering unlevered after-tax returns on

invested capital in the mid-teens as this business model matures and achieves

significant scale, but the pace of growth will be dependent on the mix and scale

of new projects.

The Minerals Management segment continues to grow and diversify by pursuing

acquisitions of mineral and royalty interests in the United States. The Minerals

Management segment will benefit from the continued development of its mineral

properties without additional capital investment, as all further development

costs are borne entirely by third-party producers who lease the minerals. This

business model can deliver higher average operating margins over the life of a

reserve than traditional oil and gas companies that bear the cost of

exploration, production and/or development. Catapult Mineral Partners, the

Company’s business unit focused on managing and expanding the Company’s

portfolio of oil and gas mineral and royalty interests, has developed a strong

network to source and secure new acquisitions, and has several potential

acquisitions under review. The goal is to construct a diversified portfolio of

high-quality oil and gas mineral and royalty interests in the United States that

deliver near-term cash flow yields and long-term projected growth. The Company

believes this business will provide unlevered after-tax returns on invested

capital in the low-to-mid-teens as the portfolio of reserves and mineral

interests grows and this business model matures.

Mitigation Resources continues to expand its business, which creates and sells

stream and wetland mitigation credits and provides services to those engaged in

permittee-responsible mitigation. This business offers an opportunity for growth

and diversification in an industry where the Company has substantial knowledge

and expertise and a strong reputation. The Mitigation Resources business has

achieved several early successes and is positioned for additional growth. The

Company’s goal is to grow Mitigation Resources into one of the ten largest U.S.

providers of mitigation solutions, largely focused on streams and wetlands,

initially in the southeast United States. While this business is in the early

stages of development, it is currently focused on expanding and has established

mitigation projects in Alabama, Mississippi, Texas and Tennessee. The Company

believes that Mitigation Resources can provide solid rates of return as this

business matures.

The Company also continues to pursue activities which can strengthen the

resiliency of its existing coal mining operations. The Company remains focused

on managing coal production costs and maximizing efficiencies and operating

capacity at mine locations to help customers with management fee contracts be

more competitive. These activities benefit both customers and the Company’s Coal

Mining segment, as fuel cost is a significant driver for power plant dispatch.

Increased power plant dispatch results in increased demand for coal by the Coal

Mining segment’s customers. Fluctuating natural gas prices and availability of

renewable energy sources, such as wind and solar, could affect the amount of

electricity dispatched from coal-fired power plants.

The Company continues to look for opportunities to expand its coal mining

business where it can apply its management fee business model to assume

operation of existing surface coal mining operations in the United States.

However, opportunities are very limited in the current environment. In addition,

the political and regulatory environment is not receptive to development of new

coal-fired power generation projects which would create opportunities to build

and operate new coal mines.

The Company is committed to maintaining a conservative capital structure as it

continues to grow and diversify, while avoiding unnecessary risk. Strategic

diversification will generate cash that can be re-invested to strengthen and

expand the businesses. The Company also continues to maintain the highest levels

of customer service and operational excellence with an unwavering focus on

safety and environmental stewardship.

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FORWARD-LOOKING STATEMENTS

The statements contained in this Form 10-Q that are not historical facts are

“forward-looking statements” within the meaning of Section 27A of the Securities

Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These

forward-looking statements are made subject to certain risks and uncertainties,

which could cause actual results to differ materially from those presented.

Readers are cautioned not to place undue reliance on these forward-looking

statements, which speak only as of the date hereof. The Company undertakes no

obligation to publicly revise these forward-looking statements to reflect events

or circumstances that arise after the date hereof. Among the factors that could

cause plans, actions and results to differ materially from current expectations

are, without limitation: (1) changes to or termination of customer or other

third-party contracts, or a customer or other third party default under a

contract, (2) any customer’s premature facility closure, (3) a significant

reduction in purchases by the Company’s customers, including as a result of

changes in coal consumption patterns of U.S. electric power generators, or

changes in the power industry that would affect demand for the Company’s coal

and other mineral reserves, (4) changes in the prices of hydrocarbons,

particularly diesel fuel, natural gas and oil, (5) failure or delays by the

Company’s lessees in achieving expected production of natural gas and other

hydrocarbons; the availability and cost of transportation and processing

services in the areas where the Company’s oil and gas reserves are located;

federal and state legislative and regulatory initiatives relating to hydraulic

fracturing; and the ability of lessees to obtain capital or financing needed for

well-development operations and leasing and development of oil and gas reserves

on federal lands, (6) failure to obtain adequate insurance coverages at

reasonable rates, (7) supply chain disruptions, including price increases and

shortages of parts and materials, (8) the impact of the COVID-19 pandemic,

including any impact on suppliers, customers and employees, (9) changes in tax

laws or regulatory requirements, including the elimination of, or reduction in,

the percentage depletion tax deduction, changes in mining or power plant

emission regulations and health, safety or environmental legislation, (10) the

ability of the Company to access credit in the current economic environment, or

obtain financing at reasonable rates, or at all, and to maintain surety bonds

for mine reclamation as a result of current market sentiment for fossil fuels,

(11) the effects of investors’ and other stakeholders’ increasing attention to

environmental, social and governance (“ESG”) matters, (12) changes in costs

related to geological and geotechnical conditions, repairs and maintenance, new

equipment and replacement parts, fuel or other similar items, (13) regulatory

actions, changes in mining permit requirements or delays in obtaining mining

permits that could affect deliveries to customers, (14) weather conditions,

extended power plant outages, liquidity events or other events that would change

the level of customers’ coal or aggregates requirements, (15) weather or

equipment problems that could affect deliveries to customers, (16) changes in

the costs to reclaim mining areas, (17) costs to pursue and develop new mining,

mitigation and oil and gas opportunities and other value-added service

opportunities, (18) delays or reductions in coal or aggregates deliveries, (19)

the ability to successfully evaluate investments and achieve intended financial

results in new business and growth initiatives, (20) disruptions from natural or

human causes, including severe weather, accidents, fires, earthquakes and

terrorist acts, any of which could result in suspension of operations or harm to

people or the environment, and (21) the ability to attract, retain, and replace

workforce and administrative employees.

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